Her “yes” was little more than a groan of desire.

That wasn’t good enough. He wanted her to beg a little, to wonder if he would walk if she didn’t say the right thing.

“How much?”

Her whispered response brushed against his neck. “More than anything.”

The only way he could stop himself from plunging into her wet heat in that moment was to keep talking, spewing useless words when all he wanted to do was slide his fingers, his cock, into her slick, wet pu**y.

“Remember how wet you’d get?”

Emma didn’t respond with words. Instead she arched into him. With his free hand Jason quickly

unclasped her bra and then her rosy, heated flesh was in his mouth.

She was so aroused that he knew she’d come the minute he touched her clit. How could he ever forget the feeling of slowly running his fingers down the soft skin of Emma’s stomach, under the waistband of her jeans, inch by inch until he found the edge of her panties? Waiting until the final moment to travel those final inches, into her wetness, exploring and rubbing her swollen clit until she cried out in his mouth.

Her legs opened for him and Jason could hold back no longer. But just as his fingers slid beneath the fine lace of her panties into her pubic hair, slick and wet, the bright high beams of a car broke through the bushes.

Nothing was going to stop him now, not when he had her on the brink of giving into him completely.

Still, he couldn’t take her like this, out on the beach, in full view of anyone who might walk or drive by.

Grabbing a condom from his pants, he stood up, quickly dropping his pants to the sand. Emma pulled herself up onto her elbows, blinking uncertainly at him.

“What are you doing?” she asked in a tentative voice.

“I think you mean, what arewe doing?”

He reached under her shoulders and knees and picked her up, cradling her tightly in his arms as he headed into the water.

“We’re not about to do what I think we’re about to do, are we?”

He lowered his voice to a husky growl. “Everything you can imagine and more.”

In the moonlight, he could just make out the flush that spread across her high cheekbones. Which was why he was so damn surprised when Emma wrapped her arms around his neck and said, “Thank God.”

Every one of her fantasies was about to come true.

Only once in college had Emma been brave enough to touch Jason’s penis. And she’d never been able to forget the feel of his smooth, huge erection in her hands. She had spent so many years wondering what it would have felt like if she had let him stretch her wide. If she hadn’t been so afraid of her own shadow, maybe she could have risked giving her virginity up to Jason and he would have plunged into her again and again until they both cried out.

She whimpered with pleasure at the X-rated images as he slowly lowered them into the lake, finding a spot deep enough to completely sumberge their bodies. “Are you cold?” he said into the curve of her neck, gently punctuating each word by nipping at the sensitive spot behind her ear.

Emma shivered, but not because she was chilled. She had never felt so inflamed. “I’m perfect,” she said.

Although the water was cool, to Emma it felt heavenly rushing across her heated skin. As she floated in Jason’s arms, he wrapped her legs around his waist, his enormous erection thrusting into the lace of her panties. His fingers skimmed her stomach and she held her breath. Any second now and he was going to…

“Tell me what you want, Emma.”

His words sent fear hammering across her chest. Fear that he would be disappointed with her complete lack of sexual prowess.

Fear that he would see what a dried-up excuse for a woman she was.

Fear that he would laugh at her for thinking she could be anyone but Emma Holden Cartwright, Palo Alto mortgage broker, daughter of two pillars of the community, ex-wife of a hotshot lawyer.

“Tell me what you want,” he whispered again against her neck, causing the tiny hairs to stand up as a shiver coursed through her, and she felt that he was trying to help her over the massive hump of her trepidation.

Biting her lower lip, she shook her head. “I…I can’t,” she whispered, knowing what a hypocrite she was, with her legs wrapped around his waist and her br**sts pressed up against his incredible chest and his erection jutting into her.

He tipped one finger under her chin, forcing her to look at him. “You can.”

She swallowed, but her tongue felt like sawdust. In college they had explored each other in silence, with the occasional moan as a soundtrack. Never dirty words. The only dirty words had been in her secret fantasies.

But Emma knew that tonight was about firsts. If she could think words like pu**y and cunt in her dreams, she could say them out loud, couldn’t she?

“Tell me,” he said yet again, so wonderfully patient with her as she fumbled toward ecstasy, straight toward some wild place she’d never been before. What could she have possibly done right to deserve this amazing moment of intimacy with Jason?

She took a deep breath and her ni**les rubbed against his pecs in the most delicious way.

“Touch me.”

Jason grinned that gorgeous half-grin of his and she knew she wasn’t going to get away with being so obtuse.

“Where?” he murmured into the hollow of her collarbone.

Before she knew it, “Everywhere,” was out of her mouth.

Jason groaned and his mouth was on hers again and he was sucking all of the remaining breath from her lungs. Oh God, maybe now he would get back down to the business of making her come, something that she needed more desperately than she had ever needed anything in her life. But he pulled his lips away, his hand flat on the concave lines of her stomach.

“Where should I start?”

“Between my legs,” she said so softly that her words were nearly carried away by the breeze.

“Tell me where,” he insisted, his words a low growl. “Where do you want me to touch you between your legs.”

She blurted out, “My pu**y,” and all of the humor left his eyes. In an instant his large, warm hand was in her panties and his thumb covered her clitoris so lightly that if she hadn’t been in a state of hypersensitivity, she might not have felt it.

His soft words brushed by her ear. “You’ve certainly learned some dirty words, haven’t you?”

She blushed, hating herself for giving in to the urge to act like a bad girl. Of course he saw right through her. He knew her better than anyone, even now.